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AFFORDABLE HEALTHCARE ACT(ACA)

In Florida, your ability to buy an individual health insurance policy from a private insurance company no longer depends on your health status. Under the Affordable Health Care Act, you might qualify for a subsidy to help pay for your health insurance.

The ACA covers many screenings and preventive services. These usually have low copays or deductibles. Under the ACA, you can’t be denied coverage because of pre- existing health issues. No time limits exist on care. More affordable prescription drugs.

Florida enrollment dates and deadlines

Florida residents can apply for Affordable Care Act (ACA) health insurance plans during the annual Open Enrollment Period or during a Special Enrollment Period (SEP).
  • The Open Enrollment Period generally occurs from November 1 – December 15 every year.
  • You may be eligible for a Special Enrollment Period if you experience certain life events, such as getting married, relocating to a new home, having a child, or losing your health coverage.

The Federal government may also open a Special Enrollment Period.

If you don’t have health insurance, an ACA health plan could be the right coverage for you and your family. All ACA plans are required to cover 10 essential benefits, including emergency services, maternity care, and prescription drugs.

You may also qualify for premium tax subsidies, which could decrease the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.

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